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:hat

Hello again, I have just come off of the phone from my insurance company with some good news!

As you all know I was knocked off of my Nelli in October, my insurance company offered me £4200.00 which I declined. The second offer was a bit better at £4800.00 which I still declined saying that the costs of these bikes varied from £4000.00 to £6500.00. My insurance company come back again with another offer of £5200.00 which I declined again! I sent the a wide range of prices from the internet saying that I would not accept anything less than £5500.00 and guess what, they have paid up!:D

This proves that if you stay the distance and use the net to your advantage you can beat the rip off merchants.:D

All I have to wait for now if the third party (who have accepted resposibility for the accident) to pay up for my leathers ect. Meanwhile I spend all my days bored stiff and in some pain.:| But I have got plenty of time to decide on what bike to get next! (I think I am going to need a lot of money though as all the ones on my list are megga prices!:lol )
 
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That's great news Lloyd:D The thing with insurance companies is that you should never ever accept their first or even second offer. They are in the business of trying to save a stack of cash whilst giving the impression that they are on the customers side. Never de-value (if there's such a word) your bike and your gear, if anything, up it a little bit and tell the odd porky here and there. Don't forget to tell them Lloyd that your lid was a top of the range race replica and that your leathers were also on the expensive side. Don't forget boots and gloves too. If they have any marks on them from the accident then you are entitled to a new set.

I got knocked off my gixxer a coule of years back and the insurance company tried to replace my bike with the same model but from a dealer that I knew nothing about. I knew zilch about the bikes history and argued my case with them for a good 3 weeks before they backed down and started repairing my bike at a local dealers. I got parts replaced that had nothing at all to do with the accident, but funnily enough a lot of those parts were damaged due to me having an 'off' at my local race track a couple of weeks back:lol

Insurance companies eh? You either luv em or loath em;)

Al8)
 
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Nice one Lloyd!!!....that only leaves you with £10,600 to find and it's 'job done'<img border=0 src="http://www.ezboard.com/images/emoticons/wink.gif" />
 
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:hat

The bad thing was that I did have a top of the range lid which was damaged. I have put in a claim for all of my kit as it was cut off of me! Red Dog have given me a estimate for replacement which I have submitted to my solicitor.:D

I wondered how as I landed on my right side breaking my leg ect why I had broken my ribs on my left! I found out after my mobile phone was faulty, I had a small pocket on the inside left of my leathers which is where my phone was. This is what broke my ribs, :| I must of rolled on it. I have put in a claim for this as well.

Laurence, stop frightening me with huge numbers! >D Hopefully I will get a decent payout, but Red Dog are doing 0% finance on MV's.:eek
 
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I also keep my mobie phone inside my leathers although I know I shouldn't:rolleyes I've often wondered what would happen if I had an 'off' with the phone in there .... now I know:eek

Al:D
 
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