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Big Bad Al

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Discussion starter · #1 ·
Trying to find an insurer that will insure the bike with the Dymags fitted is causing me a real headache. I've had them say "Sure, we'll insure you with the rims fitted but if you crash it and damage the bike then we'll only arrange to have the original spec ones put on":confused: So the answer is No then?
Just out of interest, has anybody called their insurance company to tell them that they have an aftermarket exhaust on the bike or that they have new rear sets put on etc?

I've got Carol Nash calling me back tomorrow but I have a feeling they are also going to say the same thing. Bloody rims ..... :mad::rolling:

Al;)
 
Discussion starter · #8 ·
I got a quote from Carol Nash ....

They will insure my wheels and any other extras that I have on the bike (I reckon I'll have about 3k worth of extras) ... ÂŁ450 excess ... and all for the cheap price of ÂŁ1100:mad: or just over ÂŁ900 if I have an alarm/immobiliser fitted!!
Oooooh, bargain:rolling:

Might give H&R a call tomorrow;)

Al:D
 
Discussion starter · #21 ·
See you've ordered the wheels, Al.:ele: What happened about the insurance?

Cheers

Ian
I've not went with Carol Nash (yet) matey. I'm gonna do some more calling around. The bloke at HPS where I ordered the wheels from told me thay had a staff bike that was all tricked up and they got a really cheap quote from Aviva (Norwich Union). I'll try some more tomorrow but seeing as the bike won't be here for another 10 days (who's counting;)) then I'm sure I can get it cheaper than what I've been quoted already:)

Al:D
 
Discussion starter · #24 ·
Al, have you tried http://www.bikesure.co.ukthey did a good deal for me, always worth shopping around as much as possible for insurance, good luck Steve.
I'm just waiting on them giving me a call back Steve. Thanks for the link matey.

Well it looked as though Carol Nash were going to be my insurers as they said that they would cover me for the wheels and accessories at a cost of ÂŁ1098.98p .... but ...... after giving them a call back to make sure that everything on the bike was covered it turned out that they're not. They will only insure up to ÂŁ500 for parts that are made from carbon fibre but will insure me for the added extras that are being put onto the bike like the exhaust etc. The price dropped from ÂŁ1098.98 with a ÂŁ450xs to ÂŁ560 with a ÂŁ450xs after a bit of coming and going. So the Front mudguard, rear hugger, sprocket cover and the chain guard will be covered but not the wheels:bawl:
This is proving to be a real bloody nightmare.

On a better note though I'll be getting my bike this week instead of next .. yahooooooooo:D

Al;)
 
Discussion starter · #26 ·
Just a little update on my insurance dilema.

I ended up going with Carol Nash. Now get this. Their original quote to me was ÂŁ1098.98p with a ÂŁ450 xs. They dropped that to ÂŁ560.00 with the same xs and going through the same brokers as before. Equity Red Star are insuring me for all of the modifications that are on the bike and I will get market value for the additional parts except .... Equity Red Star will only insure up to ÂŁ500 of carbon fibre parts that are fitted to the bike. I also took out lid and leathers cover too as well as personal accident insurance which bumped my premium up to ÂŁ615 and a couple of pence.

Insurance companies certainly know how to get you by the short and curlies:mad:

Al:)
 
Discussion starter · #28 ·
I used to be with Swinton Dave but they wouldn't replace any aftermarket bits that I got added to the bike if I binned it. I gave them a list of everything that was getting added to her and they said that they would insure me. It was only through further questioning that I found out I would only get the value for the standard bike and nothing for any parts that I'd popped on myself:mad:

Al;)
 
Discussion starter · #31 ·
I was with H&R Tonnee when I needed to make a claim when some bugger crashed into me on my gixxer. The service was pants mate and I ended up speaking to one of the directors about how long they were taking to sort things out for me. I wouldn't recommend them buddy:(

Al:)
 
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